Best Credit Cards by Category
Thirteen rankings, each built for one way of spending — travel, cash back, groceries, no annual fee and more. Pick the category that matches you and we’ll show the cards that win there, with the fees and fine print up front.
Our highest-rated cards across every category.
6 cards ranked →TravelPoints, miles, lounge access and trip insurance.
5 cards ranked →Cash backReal dollars back on groceries, gas and everything else.
8 cards ranked →GasThe best cards at the pump, plus the loyalty links worth more than the card.
7 cards ranked →No annual feeRewards without a yearly charge.
4 cards ranked →RewardsFlexible points programs with strong earn rates.
5 cards ranked →Sign-up bonusThe biggest welcome offers right now.
6 cards ranked →Balance transferLow promotional rates to pay down debt faster.
6 cards ranked →StudentsEasy approval and no fee while you build credit.
3 cards ranked →No foreign transaction feeSkip the 2.5% markup abroad and online.
5 cards ranked →Airport lounge accessPriority Pass, Maple Leaf and DragonPass perks.
5 cards ranked →GroceriesThe top earn rates at the supermarket.
6 cards ranked →Restaurants4–5% back on dining and food delivery.
5 cards ranked →Everyday spendingBest blended rewards on a typical monthly budget.
5 cards ranked →Rankings are editorial and based on MoneyMint’s own scoring — not on which issuer pays us. Some links on this site may earn MoneyMint a commission; it never affects a card’s score or position.