MoneyMint · Tools
Free Canadian Money Tools and Calculators
Six free tools that answer the questions a comparison table cannot: what a card is worth to you, what a waived fee quietly costs, and which broker is cheapest for the way you actually invest. No sign-up, no email, no paywall.
What Each Tool Answers
- Card Finder — Which card actually fits the way I spend?
- Welcome offers this week — Which sign-up bonus is worth the most right now?
- Points value calculator — What is my points balance actually worth in dollars?
- Rates and bonuses this week — Who is paying the most on savings today?
- Minimum balance calculator — Is a waived monthly fee really free?
- Broker cost calculator — Which broker is cheapest for how I invest?
Credit Cards
Card Finder
Which card actually fits the way I spend?
Four questions, about two minutes. It matches you with up to five cards from the full catalogue, ranked by fit rather than by commission, blending each card’s MoneyMint rating with your priorities and your credit score range.
Welcome Offers This Week
Which sign-up bonus is worth the most right now?
Every live welcome offer on a card we review, valued the same way and sorted by what it is actually worth, with the minimum spend, the annual fee and the end date where the issuer publishes one.
Points Value Calculator
What is my points balance actually worth in dollars?
Turn an Aeroplan, Scene+, Membership Rewards, Avion or other Canadian balance into dollars, using the same valuations behind the MoneyMint Score, with the best way to redeem each programme and the redemptions to avoid.
Banking
Rates and Bonuses This Week
Who is paying the most on savings today?
Every savings and chequing account we review, with the rate you actually keep, the promotional rate and how long it lasts, the monthly fee and the cash sign-up bonus, each checked against the bank’s own page.
Minimum Balance Calculator
Is a waived monthly fee really free?
Most chequing accounts waive the monthly fee if you park a few thousand dollars in them, where it earns nothing. This works out what that waiver quietly costs you, and whether paying the fee outright leaves you better off.
Investing
Broker Cost Calculator
Which broker is cheapest for how I invest?
Enter how much you invest, how often you trade and how many US dollars you buy. It works out a year of trading, account and currency-conversion costs at 11 Canadian brokers from their own published fee schedules, and shows the cheapest three.
How These Stay Accurate
Every figure in these tools is taken from the provider’s own page: the fee schedule, the rate page or the published offer terms. Nothing is copied from another comparison site, and nothing is assumed to still be true because it was true last month.
The two weekly trackers are rebuilt each week against the source pages. The calculators are rebuilt whenever a fee, rate or valuation underneath them moves, and each page carries the date its figures were last checked.
MoneyMint earns a commission when a reader goes on to apply for some of the products these tools surface. That is disclosed on the pages where it applies, and it has no bearing on how results are ranked. These tools are general information, not personal financial advice; for a decision that turns on your own circumstances, speak to a qualified professional.
Common Questions
Are These Tools Free?
Yes. Every tool on this page is free and none of them asks you to create an account or hand over an email address to see your result.
Where Do the Numbers Come From?
From each provider’s own published pages: fee schedules, rate pages and offer terms. Every figure carries the date it was checked, and the weekly trackers are re-checked against the source each time they are rebuilt.
Do the Results Change Because MoneyMint Earns a Commission?
No. Rankings and results are produced from the data and from your inputs. Where MoneyMint earns a commission if you go on to apply, that is disclosed on the page, and it plays no part in the ordering.
How Current Is the Data?
The two weekly trackers are rebuilt every week. The calculators are rebuilt whenever an underlying fee, rate or valuation changes. Each page states the date its figures were last checked.
Tools last reviewed 20 September 2026.