Reviewed by Jen, founder of MoneyMint · Updated September 25, 2026
American Express Green Card
Our take: strongest for everyday spending — about 1.7% back in value (est.) with no annual fee, plus a welcome bonus we value at roughly $170.
- Goes straight to American Express
- No cost to you
- Our review
The American Express Green Card is a no-annual-fee entry point into Amex’s Membership Rewards ecosystem. It earns a flat base rate on everyday purchases plus a modest travel-booking bonus, and comes with no supplementary-card fee, making it a reasonable low-commitment way to start earning transferable points — though its welcome bonus and earn rates are modest compared to Amex’s fee-based travel and rewards cards.
MoneyMint rating
#4 of 34 no-fee rewards cards · How we rate
≈ $343
estimated first-year value after the annual fee, on a typical $2,050/month budget. Points are converted to dollars using MoneyMint’s own valuations — see our points value calculator for how each program is valued. See it for your spending →
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American Express SimplyCash Card
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CIBC Aeroplan Visa Card
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American Express Green Card
Best for everyday spending · No annual fee · ~$170 welcome bonus (est.)
This is general information, not personalized financial advice — consider your own spending habits and consult a professional for decisions specific to your situation. Rates, fees, and offers are set by American Express and can change without notice; always confirm current terms on the issuer’s official page before applying.
Frequently Asked Questions
What is the annual fee for the American Express Green Card?
The American Express Green Card has an annual fee of $0 (no fee for supplementary cards).
What is the rewards rate on the American Express Green Card?
The American Express Green Card offers: 2 Membership Rewards points per $1 on hotel and car rental bookings made through Amex Travel; 1 point per $1 on all other purchases, uncapped
Does the American Express Green Card have a welcome bonus?
10,000 Membership Rewards points after $1,000 in purchases in the first 3 months Welcome offer terms can change; confirm the live offer amount and expiry on amex.ca before applying.
What credit score do I need to qualify for the American Express Green Card?
Generally, you’ll want a good credit score to be considered for the American Express Green Card. Approval also depends on income and overall credit history, not credit score alone.
Does the American Express Green Card charge foreign transaction fees?
2.5%