Reviewed by Jen, founder of MoneyMint · Updated September 25, 2026
Rogers Red Mastercard
Our take: strongest for groceries and gas — about 1% back in value (est.) with no annual fee.
- Goes straight to Rogers Bank
- Our review
The Rogers Red Mastercard is Rogers Bank’s true entry-level card: no annual fee, no minimum income requirement, and straightforward cash back that gets a boost if you’re already a Rogers, Fido, Shaw, or Comwave customer. It’s easy to confuse with the similarly named Rogers Red World Mastercard, a separate mid-tier product with an income requirement — this review covers only the plain, no-income-bar Rogers Red Mastercard. As with the rest of the Rogers Red lineup, an annual cap on accelerated cash back and a rate increase both took effect in August 2026.
MoneyMint rating
#28 of 34 no-fee rewards cards · How we rate
≈ $246
estimated first-year value after the annual fee, on a typical $2,050/month budget. See it for your spending →
Not Sure? Three Cards People Compare It With
Neo World Mastercard – Gas & Grocery
Pick this instead if most of your spending is groceries (~2% est.).
Fee $0Rating 2.9 ★
Neo Mastercard
Pick this instead if most of your spending is groceries (~2% est.).
Fee $0Rating 2.9 ★Bonus $0
PC Financial Mastercard
Pick this instead if travel insurance matters more to you.
Fee $0Rating 3.2 ★Bonus $50
Rogers Red Mastercard
Best for groceries and gas · No annual fee
This is general information, not personalized financial advice — consider your own spending habits and consult a professional for decisions specific to your situation. Rates, fees, and offers are set by Rogers Bank and can change without notice; always confirm current terms on the issuer’s official page before applying.
Frequently Asked Questions
What is the annual fee for the Rogers Red Mastercard?
The Rogers Red Mastercard has an annual fee of $0.
What is the rewards rate on the Rogers Red Mastercard?
The Rogers Red Mastercard offers: 2% cash back on CAD purchases with a qualifying Rogers/Fido/Shaw/Comwave service (1% without), 2% on USD purchases; capped at $16,000/year in eligible spend, then 1%
Does the Rogers Red Mastercard have a welcome bonus?
None currently advertised No sign-up bonus is currently offered on this card, per Rogers Bank’s official product page.
What credit score do I need to qualify for the Rogers Red Mastercard?
Generally, you’ll want a fair credit score to be considered for the Rogers Red Mastercard. Approval also depends on income and overall credit history, not credit score alone.
Does the Rogers Red Mastercard charge foreign transaction fees?
2.5%