Terms and Conditions

Effective date: August 20, 2026

These Terms and Conditions are provided for general informational purposes and do not constitute legal advice. This is a starting-point document and has not been reviewed by a lawyer. We recommend having a qualified lawyer review these terms before relying on them.

These Terms and Conditions (“Terms”) govern your use of MoneyMint.ca (the “Site”), operated as a sole proprietorship based in British Columbia, Canada (“MoneyMint,” “we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

About Our Content

MoneyMint publishes general educational information, comparisons, and editorial opinions about credit cards, banking products, and other financial services available in Canada. Nothing on this Site is, or should be treated as, personalized financial, legal, tax, or investment advice. We are not a bank, lender, credit counsellor, or licensed financial advisor. Decisions about financial products should take into account your individual circumstances — we recommend consulting a qualified, licensed professional before making significant financial decisions.

Accuracy of Information

We work to keep rates, fees, features, and other product details accurate and up to date, sourcing information from official issuer and provider documentation. However, financial institutions change their rates, fees, terms, and promotional offers frequently, sometimes without notice. We do not guarantee that information on this Site is complete, current, or error-free. Always verify current terms directly with the financial institution or provider before applying for or relying on any product featured on this Site.

Affiliate Disclosure

MoneyMint participates in affiliate marketing programs. We may earn a commission when you click certain links on this Site and apply for, sign up for, or purchase a product or service — at no additional cost to you. This financial relationship does not influence our editorial evaluation of the products we cover; we aim to describe both the benefits and the drawbacks of any product we discuss, regardless of whether it’s part of an affiliate program.

Acceptable Use

You agree not to use the Site in any way that could damage, disable, or impair it, or interfere with other users’ access to it. You agree not to attempt to gain unauthorized access to any part of the Site, use automated systems to scrape or extract content in bulk without our permission, or use the Site for any unlawful purpose.

Intellectual Property

Unless otherwise noted, the content on this Site — including text, graphics, comparisons, and design — is owned by MoneyMint and protected by copyright and other intellectual property laws. You may view, share, and link to our content for personal, non-commercial use. You may not reproduce, republish, or redistribute our content for commercial purposes without our prior written permission. Product names, logos, and trademarks referenced on this Site belong to their respective owners and are used for identification and comparison purposes only; their use does not imply endorsement of MoneyMint by those companies.

Third-Party Links

This Site contains links to third-party websites, including financial institutions and affiliate partners. We do not control and are not responsible for the content, accuracy, products, services, or privacy practices of any third-party site. Visiting a linked site is at your own risk, and any transaction you enter into with a third party is solely between you and that third party.

Limitation of Liability

The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. To the fullest extent permitted by law, MoneyMint will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site, or from any decision made or action taken in reliance on information provided on the Site, including decisions related to financial products described here.

Indemnification

You agree to indemnify and hold MoneyMint harmless from any claims, losses, liabilities, or expenses arising from your use of the Site or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.

Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Contact Us

If you have questions about these Terms, email us at hello@moneymint.ca or visit our Contact page.