Rogers Red World Legend Mastercard
CREDIT CARD REVIEW
🎁 No welcome bonus currently offered
MoneyMint Rating: 2.5/5 — based on our published rating criteria (rewards value, fees, flexibility, and eligibility transparency). Not sponsored by Rogers.
The Rogers Red World Legend Mastercard is a $495/year premium cash-back card built for existing Rogers, Fido, Shaw, or Comwave customers — its 2% cash back rate and $200 entertainment credit are strong, but both are tied to holding one of those services. Six airport lounge passes, a 0% foreign transaction fee, and Roam Like Home travel days add real value on top. Without a qualifying Rogers-family service, or income high enough to meet the eligibility bar, the math is much harder to justify.
At a Glance
Annual fee
$495/yr$95/yr per authorized user
Purchase APR
21.99–25.99%higher rate applies after missed payments
Cash advance APR
22.99–27.99%same penalty structure
Cash back rate
Up to 2%requires an eligible Rogers/Fido/Shaw/Comwave service
Foreign transaction fee
0%confirmed — no FX markup
Rewards currency
Cash backMastercard network
Income requirement
$150K / $200Kpersonal / household — credit score not published
Issuer
Rogers Banknot yet confirmed available in Quebec
Pros & Cons
Pros
- 2% cash back on all eligible purchases globally, with an eligible Rogers/Fido/Shaw/Comwave service
- 0% foreign transaction fee — a genuine, uncommon saving for frequent travelers
- Up to $2,900 in claimed annual value, including 6 Plaza Premium Lounge Passes and a $200 entertainment credit
- 10 Roam Like Home days per year on an eligible Rogers mobile plan
- Metal card construction and wide Mastercard acceptance
Cons
- $495/year fee — one of the highest in the Canadian market, plus $95/yr per authorized user
- Full 2% rate requires an active Rogers/Fido/Shaw/Comwave service; the fallback rate without one isn’t published
- No welcome bonus currently offered — unusual for a card at this fee tier
- $150,000 personal / $200,000 household income requirement is a high bar
- Not yet confirmed available to Quebec residents
Rewards & Earn Rates
Redemptions are made through the Rogers Bank app, with a $10 CAD minimum.
Perks & Benefits
Lifestyle Perks
- Six Plaza Premium Lounge Passes per year (~$432 stated value)
- $200 Rogers Entertainment Credit per year toward eligible streaming/entertainment services
- 10 Roam Like Home days per year with an eligible Rogers mobile plan (~$180 stated value)
- Soho Friends membership included (benefit details not fully published by Rogers)
- Metal card construction
Coverage & Fees
- 0% foreign transaction fee (~$180 stated annual value)
- Certificate of insurance published by Rogers Bank (exact coverage limits not independently itemized in our research)
Worth Knowing
- Non-qualifying cash back rate is not published
- Quebec availability is unresolved
- No welcome bonus currently offered
Who It’s For
Best For
- Existing Rogers, Fido, Shaw, or Comwave customers who’ll consistently earn the full 2% rate
- Frequent international travelers who value the 0% foreign transaction fee
- High-income households that meet the $150K/$200K requirement and will use the lounge and entertainment perks every year
Not For
- Anyone without a Rogers-family service, given the unclear non-qualifying rate
- Anyone below the $150K personal / $200K household income requirement
- Cardholders who want a straightforward welcome bonus
- Quebec residents, until Rogers confirms availability
Key Drawbacks to Know Before Applying
This card asks a lot before it pays off: a $495 annual fee, a $150,000/$200,000 income bar, and — critically — Rogers hasn’t published what the cash back rate drops to if you don’t hold an eligible Rogers, Fido, Shaw, or Comwave service. If you’re not already a Rogers-family customer, budget for the possibility that your real earn rate is lower than the headline 2%. There’s also no welcome bonus right now, which is unusual for a fee this high, and Quebec residents should confirm availability directly with Rogers before applying.
This is general information, not personalized financial advice — consider your own spending habits and consult a professional for decisions specific to your situation. Rates, fees, and offers are set by Rogers Bank and can change without notice; always confirm current terms on the issuer’s official page before applying.