Rogers Red World Legend Mastercard

Rogers Red World Legend Mastercard credit card

Reviewed by Jen, founder of MoneyMint · Updated September 25, 2026

Rogers Red World Legend Mastercard
Rogers BankCash Back Card

Rogers Red World Legend Mastercard

Our take: strongest for everyday spending — about 2% back in value (est.) for $495 a year.

#6 No FX fee

No welcome bonus currently offered
Apply on Rogers Bank’s site →

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  • Our review

The Rogers Red World Legend Mastercard is a $495/year premium cash-back card built for existing Rogers, Fido, Shaw, or Comwave customers — its 2% cash back rate and $200 entertainment credit are strong, but both are tied to holding one of those services. Six airport lounge passes, a 0% foreign transaction fee, and Roam Like Home travel days add real value on top. Without a qualifying Rogers-family service, or income high enough to meet the eligibility bar, the math is much harder to justify.

3.7out of 5

MoneyMint rating

#10 of 10 premium travel cards · How we rate

Rewards value
3/10
Insurance
10/10
Flexibility
10/10
Welcome bonus
0/10
Fee value
1/10
Perks
6/10

≈ $-291

estimated first-year value after the annual fee, on a typical $2,050/month budget. See it for your spending →

At a Glance

Annual fee

$495/yr$95/yr per authorized user

Foreign transaction fee

0%confirmed — no FX markup

Income requirement

$150K / $200Kpersonal / household — credit score not published

Rewards

~2%on everyday spending (est. value)

Purchase APR 21.99–25.99% · Cash advance APR 22.99–27.99%

Pros & Cons

Pros

  • 2% cash back on all eligible purchases globally, with an eligible Rogers/Fido/Shaw/Comwave service
  • 0% foreign transaction fee — a genuine, uncommon saving for frequent travelers
  • Up to $2,900 in claimed annual value, including 6 Plaza Premium Lounge Passes and a $200 entertainment credit
  • 10 Roam Like Home days per year on an eligible Rogers mobile plan
  • Metal card construction and wide Mastercard acceptance

Cons

  • $495/year fee — one of the highest in the Canadian market, plus $95/yr per authorized user
  • Full 2% rate requires an active Rogers/Fido/Shaw/Comwave service; the fallback rate without one isn’t published
  • No welcome bonus currently offered — unusual for a card at this fee tier
  • $150,000 personal / $200,000 household income requirement is a high bar
  • Not yet confirmed available to Quebec residents

Rewards & Earn Rates

All eligible purchases2% cash backrequires a qualifying Rogers/Fido/Shaw/Comwave service
Redeemed toward Rogers/Fido/Shaw/Comwave1.5x bonuse.g. $100 cash back → $150 bill credit; ends Nov 18, 2026

Redemptions are made through the Rogers Bank app, with a $10 CAD minimum.

Note: Rogers hasn’t published the cash back rate for cardholders without an eligible Rogers, Fido, Shaw, or Comwave service. A related card (Red World Elite) uses 1.5% in that scenario, but that figure has not been confirmed for World Legend specifically — don’t assume it carries over until Rogers confirms it.

Perks & Benefits

Lifestyle Perks

  • Six Plaza Premium Lounge Passes per year (~$432 stated value)
  • $200 Rogers Entertainment Credit per year toward eligible streaming/entertainment services
  • 10 Roam Like Home days per year with an eligible Rogers mobile plan (~$180 stated value)
  • Soho Friends membership included (benefit details not fully published by Rogers)
  • Metal card construction

Coverage & Fees

  • 0% foreign transaction fee (~$180 stated annual value)
  • Certificate of insurance published by Rogers Bank (exact coverage limits not independently itemized in our research)

Worth Knowing

  • Non-qualifying cash back rate is not published
  • Quebec availability is unresolved
  • No welcome bonus currently offered

Who It’s For

Best For

  • Existing Rogers, Fido, Shaw, or Comwave customers who’ll consistently earn the full 2% rate
  • Frequent international travelers who value the 0% foreign transaction fee
  • High-income households that meet the $150K/$200K requirement and will use the lounge and entertainment perks every year

Not For

  • Anyone without a Rogers-family service, given the unclear non-qualifying rate
  • Anyone below the $150K personal / $200K household income requirement
  • Cardholders who want a straightforward welcome bonus
  • Quebec residents, until Rogers confirms availability
IssuerRogers Bank
Annual fee$495/yr
Welcome bonusNone currently offered
Foreign transaction fee0%
MoneyMint rating3.7 / 5

Apply on Rogers Bank’s site →

This link goes directly to Rogers Bank’s official page. MoneyMint doesn’t currently have a paid partnership for this card, so this isn’t a monetized recommendation.

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3.7MoneyMint rating

Rogers Red World Legend Mastercard

Best for everyday spending · $495/year

Apply on Rogers Bank’s site →Find a better fit

J

Jen, founder of MoneyMint

Reviewed by Jen. Every figure on this page was checked against Rogers Bank’s official card page on September 25, 2026. How we rate cards →

This is general information, not personalized financial advice — consider your own spending habits and consult a professional for decisions specific to your situation. Rates, fees, and offers are set by Rogers Bank and can change without notice; always confirm current terms on the issuer’s official page before applying.

Frequently Asked Questions

What is the annual fee for the Rogers Red World Legend Mastercard?

The Rogers Red World Legend Mastercard has an annual fee of $495/year for the primary cardholder; $95/year per authorized user.

What is the rewards rate on the Rogers Red World Legend Mastercard?

The Rogers Red World Legend Mastercard offers: 2% cash back on all eligible purchases worldwide — but this rate requires the primary cardholder to hold at least one eligible Rogers, Fido, Shaw, or Comwave service (postpaid mobile, internet, TV, home phone, monitoring, or satellite; business/corporate plans don’t qualify). Without an eligible service, the card earns 1.5% cash back instead of 2%. Until November 18, 2026, cash back earns a 1.5x redemption bonus when applied toward eligible Rogers/Fido/Shaw/Comwave purchases or bills (minimum $10 CAD redemption, redeemed through the Rogers Bank app). Rogers says that from November 18, 2026 the redemption bonus ends and certain eligible Rogers purchases earn 5% cash back instead.

Does the Rogers Red World Legend Mastercard have a welcome bonus?

No welcome offer currently advertised As of September 25, 2026, Rogers Bank’s official product page does not list a sign-up or welcome bonus for this card. That’s worth noting for a card carrying a $495 annual fee, and it may change — check the official page before applying.

What credit score do I need to qualify for the Rogers Red World Legend Mastercard?

Generally, you’ll want an excellent credit score to be considered for the Rogers Red World Legend Mastercard. Approval also depends on income and overall credit history, not credit score alone.

Does the Rogers Red World Legend Mastercard charge foreign transaction fees?

0% — no foreign transaction fee on purchases made outside Canada