Reviewed by Jen, founder of MoneyMint · Updated September 25, 2026

CIBCTravel Rewards Card

CIBC Aventura Visa Infinite Card

Our take: strongest for travel — about 2.4% back in value (est.) for $139 a year, plus a welcome bonus we value at roughly $720.

#6 Rewards

Welcome bonusUp to $1,900 in welcome bonus value

Apply on CIBC’s site →

Goes straight to CIBC
Our review

The CIBC Aventura Visa Infinite Card is a mid-tier travel rewards card that pairs a broad travel insurance package with Aventura Points earned on everyday spending. It earns a base 1 point per dollar on all purchases, an enhanced 1.5 points per dollar (capped at $80,000 in combined annual spend) at grocery stores, gas stations, EV charging stations, and drugstores, and double points on travel booked through the CIBC Rewards Centre. It suits CIBC customers who want built-in travel coverage and a moderate rewards program without stepping up to a premium annual fee — though a few details, including the welcome offer’s expiry date and the exact NEXUS rebate value, aren’t fully confirmed in CIBC’s own published materials as of this review.

3.9out of 5

MoneyMint rating

#10 of 30 travel rewards cards · How we rate

Rewards value

4/10

Insurance

10/10

Flexibility

8/10

Welcome bonus

9/10

Fee value

9/10

Perks

8/10

≈ $959

estimated first-year value after the annual fee, on a typical $2,050/month budget. Points are converted to dollars using MoneyMint’s own valuations — see our points value calculator for how each program is valued. See it for your spending →

At a Glance

Annual fee

$139/yrfirst year rebated; $50/yr per supplementary card (up to 3)

Welcome bonus

Up to $1,900 valueno stated expiry found — verify before applying

Rewards

~2.4%on travel (est. value)

Foreign transaction fee

2.5%on debits and credits; not listed on the marketing page

Income requirement

$60,000 individualor $100,000 household

Suggested credit profile

Good to excellenteditorial estimate — no official minimum published

Purchase APR 21.99% · Cash advance APR 22.99%

Pros & Cons

Pros

Points never expire, and the base rate of 1 point per $1 applies to every purchase
1.5 points per $1 (50% more) at grocery stores, gas stations, EV charging stations, and drugstores, with a generous $80,000 combined annual spend cap
2 points per $1 on travel booked through the CIBC Rewards Centre (Expedia)
First-year annual fee rebated, plus a welcome bundle that includes lounge visits, a NEXUS rebate, and a year of Skip+
Strong included travel insurance suite: up to $5,000,000 in emergency medical coverage, plus trip cancellation, interruption, delay, and baggage coverage

Cons

Base 1 point/$1 rate is unremarkable next to flat-rate cash-back competitors
The 1.5x enhanced rate’s $80,000 annual cap is disclosed only in CIBC’s Benefits Guide, not the marketing page
Double points on travel apply only to bookings made through CIBC’s own Rewards Centre, not travel purchases generally
$139 annual fee, plus $50 per supplementary card (up to 3)
2.5% foreign transaction fee and no promotional balance-transfer rate; cash advances/balance transfers run 22.99% (21.99% in Quebec)

Rewards & Earn Rates

Groceries, gas, EV charging & drugstores

capped at $80,000 in combined annual spend across all cardholders on the account; reverts to 1X after the cap and resets each December — this cap is stated only in CIBC’s Benefits Guide, not the marketing page

1.5X

Travel via the CIBC Rewards Centre (Expedia)

Everything else

Welcome bonus: Up to $1,900 in stated value — 15,000 Aventura Points on your first purchase, 30,000 more after spending $3,000+ within the first 4 monthly statement periods, and 15,000 more if you have at least $5,000 in net purchases in the first 4 monthly statement periods (60,000 points combined, which CIBC values at up to $1,200 in travel), plus a first-year annual fee rebate, 4 complimentary airport lounge visits (“up to $285 value”), a NEXUS application fee rebate (“$160 value”), and a free year of Skip+ (“$110 value”). Verified on CIBC’s page Sept 10, 2026; no stated expiry date — reconfirm before applying.

Note: the welcome bonus values the included NEXUS rebate at “$160,” while CIBC’s Benefits Guide separately describes an ongoing NEXUS rebate of “up to $200 every 4 years.” The two figures don’t obviously match on their face — treat both as unverified until CIBC clarifies, rather than assuming one supersedes the other.

Perks & Benefits

Travel perks

4 complimentary airport lounge visits per year at 1,200+ lounges via the Visa Airport Companion Program (additional visits $32 USD per person)
24/7 Visa Infinite Concierge service
NEXUS application fee rebate — up to $200 CAD every 4 years (standing benefit; see the welcome-bonus note on a possible $160 vs. $200 mismatch)
Journie Rewards gas-discount partnership, up to 10¢ per litre
No blackout dates on travel redemptions, per CIBC’s product page
Free Skip+ membership for the first year (part of the welcome offer)

Insurance & coverage

Emergency travel medical insurance up to $5,000,000 CAD (15 days per trip under age 65; 3 days at 65+)
Trip cancellation up to $1,500/person ($5,000 combined per trip); trip interruption/delay up to $2,000/person
Flight delay (4+ hours) and baggage delay (6+ hours) coverage, each up to $500; lost/damaged baggage up to $500
Car rental collision/loss damage insurance, vehicle value capped at $85,000 CAD, up to 48 days (the rental agency’s own CDW/LDW must be declined)
Purchase security and extended warranty (doubles the manufacturer’s warranty, up to one additional year)
Mobile device insurance up to $1,000 CAD for two years after purchase; hotel burglary insurance up to $2,500 CAD

Worth knowing

Minimum credit score and minimum credit limit are not published by CIBC for this card

Note: this card’s Certificate of Insurance (amended and restated effective July 1, 2025) currently lists Common Carrier Accident Insurance as active, covering up to $500,000 CAD per insured person. CIBC removed this same benefit from its Dividend-tier Visa cards effective that same date — but the removal notice doesn’t name Aventura-branded cards, and Aventura’s own Certificate of Insurance and Benefits Guide still list it as active. This benefit appears to still be active on this card as of our research date, though given how directly this mirrors what happened on the Dividend card, it’s worth a final check before relying on it.

Who It’s For

Best for

Everyday spenders who want travel insurance and a moderate travel rewards program without a premium-tier annual fee
Households with meaningful grocery, gas, EV-charging, or drugstore spending (1.5x, up to $80,000/year combined)
Travelers who book through the CIBC Rewards Centre (Expedia) and want the 2x travel rate
Applicants who meet the $60,000 individual / $100,000 household income requirement

Not ideal for

Big spenders who’ll exceed $80,000/year in the enhanced categories, since the rate drops back to 1x above that
Travelers who want a bonus rate on flights or hotels booked anywhere, since 2x only applies through CIBC’s own travel portal
Anyone who wants points that transfer to airline or hotel loyalty programs, since Aventura Points redeem through CIBC’s own rewards program
Anyone relying specifically on Common Carrier Accident Insurance without independently confirming it’s still active (see note above)
No-fee-card shoppers, since this card carries a $139 annual fee plus $50 per supplementary card

Not Sure? Three Cards People Compare It With

All travel cards →

BMO eclipse Visa Infinite Card

Pick this instead if most of your spending is groceries (~3.35% est.).

Fee $120Rating 3.8 ★Bonus $469

Read review

WestJet RBC World Elite Mastercard

Pick this instead if most of your spending is groceries (~2% est.).

Fee $139Rating 4.0 ★Bonus $700

Read review

RBC Avion Visa Infinite Business Card

Pick this instead if most of your spending is groceries (~2% est.).

Fee $175Rating 4.3 ★Bonus $1,175

Read review

3.9MoneyMint rating

CIBC Aventura Visa Infinite Card

Best for travel · $139/year · ~$720 welcome bonus (est.)

Apply on CIBC’s site →Find a better fit

Jen, founder of MoneyMint

Reviewed by Jen. Every figure on this page was checked against CIBC’s official card page on September 25, 2026. How we rate cards →

This is general information, not personalized financial advice — consider your own spending habits and consult a professional for decisions specific to your situation. Rates, fees, and offers are set by CIBC and can change without notice; always confirm current terms on the issuer’s official page before applying.

Frequently Asked Questions

What is the annual fee for the CIBC Aventura Visa Infinite Card?

The CIBC Aventura Visa Infinite Card has an annual fee of $139/year, rebated to $0 for the first year; $50/year per supplementary card (up to 3).

What is the rewards rate on the CIBC Aventura Visa Infinite Card?

The CIBC Aventura Visa Infinite Card offers: 1 Aventura Point per $1 on all purchases; 1.5 points per $1 (50% more) at grocery stores, gas stations, EV charging stations, and drugstores, capped at $80,000 in combined annual spend across all cardholders on the account (resets each December; this cap is disclosed only in CIBC’s Benefits Guide, not the marketing page); 2 points per $1 on travel booked through the CIBC Rewards Centre (Expedia). Points do not expire.

Does the CIBC Aventura Visa Infinite Card have a welcome bonus?

Up to $1,900 in stated value: 15,000 Aventura Points on first purchase, plus 30,000 points after spending $3,000+ within the first 4 monthly statement periods, plus 15,000 points with at least $5,000 in net purchases in the first 4 monthly statement periods (60,000 points combined), a first-year annual fee rebate, 4 complimentary airport lounge visits, a NEXUS application fee rebate and a free year of Skip+. No expiry date was found for this offer at the time of writing; welcome offers change frequently, so confirm current terms directly on CIBC’s official page before applying. The welcome-offer NEXUS rebate figure ("$160") does not obviously match the standing NEXUS rebate benefit ("up to $200 every 4 years") described in CIBC’s Benefits Guide — both figures are stated here as found, unreconciled. CIBC does not publicly disclose a minimum credit score or an exact minimum credit limit for this card; the credit score rating shown is an editorial estimate based on the income requirements and comparable CIBC Visa Infinite cards, not an official CIBC figure.

What credit score do I need to qualify for the CIBC Aventura Visa Infinite Card?

Generally, you’ll want a very good credit score to be considered for the CIBC Aventura Visa Infinite Card. Approval also depends on income and overall credit history, not credit score alone.

Does the CIBC Aventura Visa Infinite Card charge foreign transaction fees?

2.5% of the converted transaction amount, on both debits and credits (disclosed only in CIBC’s Summary of Annual Interest Rates and Fees, not the marketing page)