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Rogers Red World Elite Mastercard

Rogers Red World Elite Mastercard

Reviewed by Jen, founder of MoneyMint · Updated September 25, 2026

Rogers Red World Elite Mastercard
Rogers BankNo Annual Fee

Rogers Red World Elite Mastercard

Our take: strongest for groceries and gas — about 1.5% back in value (est.) with no annual fee.

#6 Lounge access#1 No annual fee

No standing welcome bonus at this time
Apply on Rogers Bank’s site →

  • Goes straight to Rogers Bank
  • Our review

The Rogers Red World Elite Mastercard is a no-annual-fee entry into the World Elite Mastercard tier, aimed at Rogers, Fido, Shaw, and Comwave customers who want cash back without paying a yearly fee for it. Its core appeal is straightforward: 2% cash back on Canadian-dollar purchases and 3% on U.S.-dollar purchases, with a telecom-bundle bonus baked in. As of August 2026, though, Rogers Bank introduced a new annual cap on how much spend earns the accelerated rate, and the standard purchase APR ticked up as well, so it’s worth understanding the current terms before applying rather than relying on older reviews describing it as uncapped.

4.8out of 5

MoneyMint rating

#1 of 34 no-fee rewards cards · How we rate

Rewards value
4/10
Insurance
10/10
Flexibility
10/10
Welcome bonus
0/10
Fee value
10/10
Perks
2/10

≈ $369

estimated first-year value after the annual fee, on a typical $2,050/month budget. See it for your spending →

At a Glance

Annual Fee

$0No fee for primary or additional cardholders

Rewards Rate

2% CAD / 3% USD1.5% CAD without a qualifying Rogers/Fido/Shaw/Comwave service

Welcome Bonus

None currently advertisedVerify on rogersbank.com before applying

Rewards

~1.5%on groceries (est. value)

Purchase APR 21.99%

Pros & Cons

Pros

  • No annual fee on a World Elite-tier card, unusual for the category
  • 3% cash back on U.S.-dollar purchases, useful for cross-border spenders
  • 2% cash back on CAD purchases for Rogers, Fido, Shaw, or Comwave customers
  • 5 complimentary Roam Like Home roaming days per year with an eligible Rogers mobile plan
  • Travel insurance suite and discounted Mastercard Travel Pass/DragonPass lounge access
  • Accepted at Costco Canada (Mastercard network)

Cons

  • New annual cap of $61,000 in eligible spend (effective August 4, 2026) before the rate drops to 1.5% flat
  • Purchase APR recently increased from 20.99% to 21.99%
  • Base CAD rate drops to 1.5% without an active qualifying telecom service
  • Lounge access is pay-per-visit (~$32 USD), not complimentary
  • No welcome bonus currently offered
  • Relatively high income requirement for a no-fee card: $80,000 personal / $150,000 household

Rewards & Earn Rates

Purchase APR21.99%25.99% alternate rate may apply
Cash Advance APR22.99%27.99% alternate rate may apply
Balance Transfer APR22.99%27.99% alternate rate may apply
Foreign Transaction Fee2.5%
Best for Rogers, Fido, Shaw, or Comwave customers who want World Elite perks without an annual fee

Who It’s For

Best for

  • Existing Rogers, Fido, Shaw, or Comwave customers
  • Frequent U.S.-dollar spenders who want a 3% return without an annual fee
  • Cardholders who qualify for World Elite (income $80K personal / $150K household) but don’t want to pay for the tier

Not ideal for

  • Non-Rogers-ecosystem customers who would earn only the 1.5% base rate
  • Very high spenders who could bump into the new $61,000/year cash-back cap
  • Travelers who want complimentary (not pay-per-visit) airport lounge access
IssuerRogers Bank
NetworkMastercard (World Elite)
Annual Fee$0
Min. Income$80,000 personal / $150,000 household
Foreign Transaction Fee2.5%
MoneyMint rating4.8 / 5

Apply on Rogers Bank’s site →

This link goes directly to Rogers Bank’s official page. MoneyMint doesn’t currently have a paid partnership for this card, so this isn’t a monetized recommendation.

+ Compare with other cards

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Simplii Financial Cash Back Visa Card

Simplii Financial Cash Back Visa Card

Pick this instead if most of your spending is dining (~4% est.).

Fee $0Rating 3.8 ★Bonus $100

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RBC Cash Back Preferred World Elite Mastercard

RBC Cash Back Preferred World Elite Mastercard

Pick this instead if you want a bigger welcome bonus (~$300 est.).

Fee $120Rating 4.1 ★Bonus $300

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CIBC Aeroplan Visa Card

CIBC Aeroplan Visa Card

Pick this instead if you want a bigger welcome bonus (~$200 est.).

Fee $0Rating 4.2 ★Bonus $200

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Further Reading

4.8MoneyMint rating

Rogers Red World Elite Mastercard

Best for groceries and gas · No annual fee

Apply on Rogers Bank’s site →Find a better fit

J

Jen, founder of MoneyMint

Reviewed by Jen. Every figure on this page was checked against Rogers Bank’s official card page on September 25, 2026. How we rate cards →

This is general information, not personalized financial advice — consider your own spending habits and consult a professional for decisions specific to your situation. Rates, fees, and offers are set by Rogers Bank and can change without notice; always confirm current terms on the issuer’s official page before applying.

Frequently Asked Questions

What is the annual fee for the Rogers Red World Elite Mastercard?

The Rogers Red World Elite Mastercard has an annual fee of $0.

What is the rewards rate on the Rogers Red World Elite Mastercard?

The Rogers Red World Elite Mastercard offers: 2% cash back on CAD purchases (1.5% without a qualifying Rogers/Fido/Shaw/Comwave service), 3% on USD purchases; capped at $61,000/year in eligible spend, then 1.5% flat

Does the Rogers Red World Elite Mastercard have a welcome bonus?

None currently advertised Rogers Bank does not currently list a standing welcome bonus for this card. Offers appear periodically — confirm directly on rogersbank.com before applying.

What credit score do I need to qualify for the Rogers Red World Elite Mastercard?

Generally, you’ll want a good credit score to be considered for the Rogers Red World Elite Mastercard. Approval also depends on income and overall credit history, not credit score alone.

Does the Rogers Red World Elite Mastercard charge foreign transaction fees?

2.5%