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RBC Avion Visa Infinite Privilege

RBC Avion Visa Infinite Privilege

Reviewed by Jen, founder of MoneyMint · Updated September 25, 2026

RBC Avion Visa Infinite Privilege
RBCPremium Travel

RBC Avion Visa Infinite Privilege

Our take: strongest for groceries and gas — about 2% back in value (est.) for $399 a year, plus a welcome bonus we value at roughly $1,600.

Welcome bonusEarn up to 100,000 Avion points as a welcome bonus (over 3 stages, 1 year), plus 6 airport lounge passes. Apply by Nov 25, 2026.
Apply on RBC’s site →

  • Goes straight to RBC
  • Our review

The RBC Avion Visa Infinite Privilege is RBC’s top-tier travel card, requiring a very high $200,000 personal or household income to qualify. It earns a flat 1.25 Avion points per dollar with no bonus categories, and its value comes mainly from premium travel perks — 6 airport lounge visits per year, richer travel insurance, concierge service, and partner bonuses with Hertz and Petro-Canada — rather than from an especially strong earn rate. For most applicants who can even qualify, the flat earn rate is unremarkable next to other premium cards, making this a card to consider primarily for its lounge access and insurance rather than for everyday rewards value.

4.2out of 5

MoneyMint rating

#6 of 10 premium travel cards · How we rate

Rewards value
5/10
Insurance
10/10
Flexibility
8/10
Welcome bonus
10/10
Fee value
1/10
Perks
8/10

≈ $1,693

estimated first-year value after the annual fee, on a typical $2,050/month budget. Points are converted to dollars using MoneyMint’s own valuations — see our points value calculator for how each program is valued. See it for your spending →

At a Glance

Annual fee

$399$99 per additional card

Rewards rate

1.25 Avion pts/$1flat rate, no bonus categories

Welcome bonus

Up to 100,000 Avion ptsover 3 stages / 1 year

Rewards

~2%on groceries (est. value)

Credit score needed

Excellent

Income requirement

$200,000personal or household

Purchase APR 20.99% · Cash advance APR 22.99%

Pros & Cons

Pros

  • 6 complimentary airport lounge visits per year, a meaningful perk for frequent travelers
  • Richer travel insurance and concierge service than RBC’s standard Avion cards
  • Partner bonus point opportunities with Hertz and Petro-Canada
  • Avion points can be redeemed flexibly for any travel expense at a fixed rate, not just fixed award charts
  • Mobile device insurance up to $1,500

Cons

  • Very high $200,000 personal or household income requirement excludes most applicants
  • Flat 1.25 points per dollar with no bonus categories is a modest earn rate for a card in this fee tier
  • $399 annual fee is among the highest of RBC’s card lineup
  • The welcome bonus is split across three spending stages over a full year, so the full 100,000 points requires sustained spending
  • Cards with lower income requirements and similar or better earn rates and perks exist at the same or lower fee

Rewards & Earn Rates

All purchases1.25 pts/$1flat rate, no bonus categories
Hertz, Petro-CanadaPartner bonus pointssee RBC’s partner program for details
This card’s value is concentrated in its travel perks — lounge access, insurance, concierge — rather than its earn rate. If you don’t expect to use the lounge access or premium insurance regularly, the flat 1.25x earn rate alone doesn’t justify the $399 fee or the $200,000 income bar compared to other cards.

Who It’s For

Best for

  • High-income frequent travelers who will actually use airport lounge access several times a year
  • Those who value comprehensive travel insurance and concierge service over maximizing point-earning
  • RBC loyalists who already bank with RBC and want to consolidate premium banking and travel perks

Not ideal for

  • Anyone who doesn’t meet the $200,000 personal or household income requirement
  • Travelers who would get more value from a card with bonus spending categories rather than a flat rate
  • Those who wouldn’t use the lounge access or premium insurance often enough to justify the $399 fee
  • Anyone better served by RBC’s standard Avion Visa Infinite, which has a much lower income bar and similar core earning
IssuerRBC
Annual fee$399
Welcome bonusUp to 100,000 Avion pts
Foreign transaction fee2.5% (est.)
MoneyMint rating4.2 / 5

Apply on RBC’s site →

This link goes directly to RBC’s official page. MoneyMint doesn’t currently have a paid partnership for this card, so this isn’t a monetized recommendation.

+ Compare with other cards

Not Sure? Three Cards People Compare It With

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CIBC Aventura Visa Infinite Privilege Card

CIBC Aventura Visa Infinite Privilege Card

Pick this instead if most of your spending is groceries (~2.4% est.).

Fee $499Rating 4.2 ★Bonus $960

Read review

TD Aeroplan Visa Platinum Card

TD Aeroplan Visa Platinum Card

Pick this instead if you want a lower annual fee ($89).

Fee $89Rating 3.4 ★Bonus $400

Read review

RBC Avion Visa Platinum

RBC Avion Visa Platinum

Pick this instead if you want a lower annual fee ($120).

Fee $120Rating 3.5 ★Bonus $1,120

Read review

4.2MoneyMint rating

RBC Avion Visa Infinite Privilege

Best for groceries and gas · $399/year · ~$1,600 welcome bonus (est.)

Apply on RBC’s site →Find a better fit

J

Jen, founder of MoneyMint

Reviewed by Jen. Every figure on this page was checked against RBC’s official card page on September 25, 2026. How we rate cards →

This is general information, not personalized financial advice — consider your own spending habits and consult a professional for decisions specific to your situation. Rates, fees, and offers are set by RBC and can change without notice; always confirm current terms on the issuer’s official page before applying.

Frequently Asked Questions

What is the annual fee for the RBC Avion Visa Infinite Privilege?

The RBC Avion Visa Infinite Privilege has an annual fee of $399 ($99 per additional card).

What is the rewards rate on the RBC Avion Visa Infinite Privilege?

The RBC Avion Visa Infinite Privilege offers: 1.25 Avion points per $1 (flat rate, no bonus categories); partner bonus points at Hertz and Petro-Canada

Does the RBC Avion Visa Infinite Privilege have a welcome bonus?

Up to 100,000 Avion points Bonus is split across 3 spending stages over 1 year; full bonus requires meeting all thresholds.

What credit score do I need to qualify for the RBC Avion Visa Infinite Privilege?

Generally, you’ll want an excellent credit score to be considered for the RBC Avion Visa Infinite Privilege. Approval also depends on income and overall credit history, not credit score alone.

Does the RBC Avion Visa Infinite Privilege charge foreign transaction fees?

2.5% (estimated — standard Visa foreign exchange rate; not separately itemized in all RBC materials)