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Scotiabank Passport Visa Infinite Business Card

Scotiabank Passport Visa Infinite Business Card

Reviewed by Jen, founder of MoneyMint · Updated September 25, 2026

Scotiabank Passport Visa Infinite Business Card
Scotiabank® (The Bank of Nova Scotia)Business Travel Card

Scotiabank Passport® Visa Infinite Business* Card

Our take: strongest for groceries and gas — about 1.5% back in value (est.) for $199 a year, plus a welcome bonus* we value at roughly $400.

Welcome bonusEarn up to $2,600 in value in the first 12 months, including up to 40,000 bonus Scene+ points*
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The Scotiabank Passport® Visa Infinite +* CardBusiness Card is Scotiabank’s premium small-business travel card, pairing a flat, uncapped 1.5 Scene+ points per dollar with no foreign transaction fees and DragonPass/Visa Airport Companion lounge access. It’s built for business owners who travel internationally often enough to value the 0% FX fee and lounge perks, rather than businesses chasing bonus-category cash back on everyday spend.

3.8out of 5

MoneyMint rating

#7 of 15 business cards · How we rate

Rewards value
4/10
Insurance
10/10
Flexibility
8/10
Welcome bonus
8/10
Fee value
6/10
Perks
4/10

≈ $570

estimated first-year value after the annual fee, on a typical $2,050/month budget. Points are converted to dollars using MoneyMint’s own valuations — see our points value calculator for how each program is valued. Compare all 15 business cards →

At a Glance

Annual Fee

$199/yr primaryfirst year waived; $0 first additional card, $50/yr each additional after that

Rewards Rate

Flat 1.5 pts/$1Scene+ points, no bonus categories, uncapped

Welcome Bonus

Up to 40,000 Scene+ points*

Rewards

~1.5%on groceries (est. value)

Credit Score Needed

Very GoodScotiabank does not publish an official minimum

Foreign Transaction Fee

0%

Purchase APR 20.99%

Pros & Cons

Pros

  • Flat, uncapped 1.5 Scene+ points per $1 on all purchases — no bonus-category tracking needed
  • 0% foreign transaction fee, a real saving for businesses with US or international spend
  • DragonPass/Visa Airport Companion airport lounge access
  • First-year annual fee waived for the primary card, plus a separate waiver for physicians, dentists, lawyers, and accountants
  • Welcome offer worth up to $2,600 in value in the first 12 months, including up to 40,000 Scene+ points*

Cons

  • No trip cancellation/interruption insurance per Scotiabank’s own coverage page (one secondary source claims $2,500/person — not confirmed)
  • $199/year fee after the first year, with no bundled-account fee-waiver path identified
  • Scotiabank does not publish a specific minimum credit score or clarify sole-proprietor vs. incorporated-business eligibility
  • Flat 1.5x rate has no accelerated categories, so heavy spenders in specific categories (travel, dining, office supplies) may earn more with a category-based business card

Rewards & Earn Rates

All purchases1.5 pts/$1Scene+ points, flat rate, uncapped
Eligibility requires meeting at least one of: $500,000+ in annual business revenue, $60,000+ personal income, $100,000+ household income, $30,000+ in annual card spend, or $250,000+ in assets under management with Scotiabank — confirmed on Scotiabank’s own page.

Who It’s For

Best for

  • Business owners who travel internationally and want to avoid foreign transaction fees
  • Businesses that want simple, uncapped rewards without tracking bonus categories
  • Cardholders who’ll use DragonPass/Visa Airport Companion lounge access
  • Professionals (physicians, dentists, lawyers, accountants) eligible for the separate fee waiver

Not ideal for

  • Businesses that want trip cancellation/interruption insurance built in
  • Businesses with heavy spend in a specific category better served by a category-bonus card
  • Cost-sensitive businesses uncertain they’ll use enough of the fee’s value after year one
Annual Fee$199/yr
Rewards Rate1.5 pts/$1
Welcome OfferUp to 40,000 pts*
Foreign transaction fee0%
MoneyMint rating3.8 / 5

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+ Compare with other cards

Not Sure? Three Cards People Compare It With

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BMO VIPorter Mastercard

BMO VIPorter Mastercard

Pick this instead if you want a bigger welcome bonus (~$600 est.).

Fee $89Rating 3.4 ★Bonus $600

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MBNA Rewards World Elite Mastercard

MBNA Rewards World Elite Mastercard

Pick this instead if you want a lower annual fee ($120).

Fee $120Rating 3.4 ★Bonus $300

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Tangerine Rewards World Elite Mastercard

Tangerine Rewards World Elite Mastercard

Pick this instead if you want a bigger welcome bonus (~$600 est.).

Fee $120Rating 3.4 ★Bonus $600

Read review

Further Reading

3.8MoneyMint rating

Scotiabank Passport Visa Infinite Business Card

Best for groceries and gas · $199/year · ~$400 welcome bonus (est.) · $140 Mint Rebate from MoneyMint

Get $140 Mint Rebate – Apply NowCompare business cards

J

Jen, founder of MoneyMint

Reviewed by Jen. Every figure on this page was checked against Scotiabank’s official card page on September 25, 2026. How we rate cards →

This is general information, not personalized financial advice — consider your own spending habits and consult a professional for decisions specific to your situation. Rates, fees, and offers are set by Scotiabank (The Bank of Nova Scotia) and can change without notice; always confirm current terms on the issuer’s official page before applying.

Frequently Asked Questions

What is the annual fee for the Scotiabank Passport Visa Infinite Business Card?

The Scotiabank Passport Visa Infinite Business Card has an annual fee of $199/year primary (first year waived; also waived for physicians, dentists, lawyers, and accountants); $0 for first additional/supplementary card, $50/year for each additional card after that.

What is the rewards rate on the Scotiabank Passport Visa Infinite Business Card?

The Scotiabank Passport Visa Infinite Business Card offers: Flat 1.5 Scene+ points per $1 on all purchases, no bonus categories, uncapped

Does the Scotiabank Passport Visa Infinite Business Card have a welcome bonus?

Up to 40,000 Scene+ points (30,000 points after $5,000 in purchases in the first 3 months, plus 10,000 points after $60,000 in purchases in the first 12 months), part of an offer Scotiabank values at up to $2,600 in total value in the first 12 months Official Scotiabank page plus 3 secondary sources confirm a May 1 – Oct 31, 2026 offer window; 2 other sources show a stale Feb 2 – Apr 30, 2026 window — treat the May–Oct window as current and double-check if you are applying close to Oct 31, 2026.

What credit score do I need to qualify for the Scotiabank Passport Visa Infinite Business Card?

Generally, you’ll want a very good credit score to be considered for the Scotiabank Passport Visa Infinite Business Card. Approval also depends on income and overall credit history, not credit score alone.

Does the Scotiabank Passport Visa Infinite Business Card charge foreign transaction fees?

0%

Offer Terms and Conditions

*Terms and conditions apply. See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.