Reviewed by Jen, founder of MoneyMint · Updated September 25, 2026

RBC Royal BankBusiness Airline Co-Brand

WestJet RBC World Elite Mastercard for Business

Our take: strongest for everyday spending — about 1.5% back in value (est.) for $175 a year, plus a welcome bonus we value at roughly $1,000.

Welcome bonusEarn Up to 100,000 WestJet points — 45,000 after your first purchase, plus spend-based and anniversary bonuses (offer ends Nov 30, 2026).

Apply on RBC’s site →

Goes straight to RBC
Our review

The WestJet RBC World Elite Mastercard for Business is a co-branded travel card built for business owners who fly WestJet regularly. It offers an elevated earn rate on WestJet flights and vacations, automatic WestJet Silver status, and a free checked bag for the primary cardholder — but unlike the personal version of this card, it skips the annual companion voucher and can only be applied for by phone or in-branch.

3.8out of 5

MoneyMint rating

#6 of 15 business cards · How we rate

Rewards value

2/10

Insurance

10/10

Flexibility

8/10

Welcome bonus

6/10

Fee value

6/10

Perks

4/10

≈ $978

estimated first-year value after the annual fee, on a typical $2,050/month budget. Points are converted to dollars using MoneyMint’s own valuations — see our points value calculator for how each program is valued. Compare all 15 business cards →

At a Glance

Annual Fee

$175 (primary); $75 per additional card, up to 9

Welcome Bonus

Up to 100,000 WestJet points45,000 on first purchase; ends Nov 30, 2026

Rewards

~1.5%on everyday spending (est. value)

Rewards Rate

Up to 6 pts/$1 on WestJet flights (with Silver status)

Foreign Transaction Fee

2.5% (est.)

Credit Score Needed

Excellent (est.)

Purchase APR 19.99%

Pros & Cons

Pros

Up to 100,000 WestJet points, including 45,000 after your first purchase with no minimum spend
Up to 6 points per $1 on WestJet flights once Silver status kicks in (3 base + 3 bonus)
3 points per $1 on telecom, shipping, and electronics — a business-specific bonus category not found on the personal version of this card
Automatic WestJet Silver status on approval, including priority check-in/boarding and a free checked bag
Points earned by employee/additional cardholders pool automatically into the business’s WestJet Rewards account
Status Lift feature accelerates tier-qualifying spend: $200 in tier credit per $5,000 in card purchases, up to 50 lifts/year
Mobile device insurance up to $2,000 for two years if a device bought with the card or WestJet points is lost, stolen, accidentally damaged or breaks down

Cons

No online application — you must apply by phone or in-branch, unlike most other RBC business cards
No annual companion voucher, unlike the personal WestJet RBC World Elite Mastercard
Lounge access is pay-per-visit (US$32 via Mastercard Travel Pass/DragonPass), not complimentary
$175/$75 fee structure is high relative to most Canadian business cards
Emergency medical travel insurance covers only 15 consecutive days per trip — short for a premium travel card
Renewing Silver status each year requires $30,000 in card spend

Rewards & Earn Rates

WestJet flightsUp to 6 pts/$13 base + 3 bonus with Silver status

WestJet Vacations & Sunwing Vacations3 pts/$1

Telecom, shipping & electronics3 pts/$1business-specific bonus category

All other purchases1.5 pts/$1

This card adds a telecom/shipping/electronics bonus category not found on the personal WestJet World Elite Mastercard — a genuine business-expense perk — but drops the personal card’s annual companion voucher entirely.

Who It’s For

Best for

Business owners who fly WestJet regularly and want an elevated earn rate on flights and vacations
Businesses with recurring telecom, shipping, or electronics spend that can use the 3x bonus category
Teams that want WestJet points pooled automatically across employee cards

Not ideal for

Business owners who specifically want the companion voucher available on the personal WestJet World Elite card
Anyone who wants to apply and get approved entirely online
Businesses that want complimentary (not pay-per-visit) airport lounge access

Not Sure? Three Cards People Compare It With

All travel cards →

Scotiabank Passport Visa Infinite+ Card

Pick this instead if you spend abroad — it has no foreign transaction fee.

Fee $150Rating 3.6 ★Bonus $350

Read review

Tangerine Rewards World Elite Mastercard

Pick this instead if you want a lower annual fee ($120).

Fee $120Rating 3.4 ★Bonus $600

Read review

RBC Avion Visa Platinum

Pick this instead if you want a bigger welcome bonus (~$1,120 est.).

Fee $120Rating 3.5 ★Bonus $1,120

Read review

Frequently Asked Questions

What is the annual fee for the WestJet RBC World Elite Mastercard for Business?

The WestJet RBC World Elite Mastercard for Business has an annual fee of $175/year primary; $75/year per additional cardholder (up to 9 additional cards).

What is the rewards rate on the WestJet RBC World Elite Mastercard for Business?

The WestJet RBC World Elite Mastercard for Business offers: Up to 6 WestJet points per $1 on WestJet flights (3 base + 3 bonus with Silver status); 3 points per $1 on WestJet Vacations/Sunwing Vacations and on telecom, shipping & electronics purchases; 1.5 points per $1 on all other purchases.

Does the WestJet RBC World Elite Mastercard for Business have a welcome bonus?

Up to 100,000 WestJet points — 45,000 after your first purchase, 20,000 after spending $5,000 in the first 3 months, 25,000 after spending $15,000 in the first 6 months, and 10,000 on your first anniversary. Verified on RBC’s official page Sept 10, 2026; the offer runs August 25 to November 30, 2026, so confirm before applying.

What credit score do I need to qualify for the WestJet RBC World Elite Mastercard for Business?

Generally, you’ll want an excellent credit score to be considered for the WestJet RBC World Elite Mastercard for Business. Approval also depends on income and overall credit history, not credit score alone.

Does the WestJet RBC World Elite Mastercard for Business charge foreign transaction fees?

2.5%