CIBC Aventura Visa Infinite Privilege Card

CIBC Aventura Visa Infinite Privilege Card

Reviewed by Jen, founder of MoneyMint · Updated September 25, 2026

CIBC Aventura Visa Infinite Privilege Card
CIBCPremium Travel

CIBC Aventura Visa Infinite Privilege Card

Our take: strongest for groceries and gas — about 2.4% back in value (est.) for $499 a year, plus a welcome bonus we value at roughly $960.

Welcome bonusEarn up to 80,000 Aventura points as a welcome bonus, plus a $200 annual travel credit
Apply on CIBC’s site →

  • Goes straight to CIBC
  • Our review

The CIBC Aventura Visa Infinite Privilege Card is CIBC’s top-tier Aventura travel rewards card, positioned above the standard CIBC Aventura Visa Infinite Card with a substantially higher $499 annual fee, a much higher income requirement, and an expanded set of travel perks. It’s built for frequent travelers with high household income who can make consistent use of benefits like the $200 annual travel credit, hotel status, and airport lounge access. For most everyday spenders, the standard Aventura Visa Infinite card or a lower-fee alternative will likely deliver comparable value at a fraction of the cost.

4.2out of 5

MoneyMint rating

#5 of 10 premium travel cards · How we rate

Rewards value
5/10
Insurance
10/10
Flexibility
8/10
Welcome bonus
10/10
Fee value
0/10
Perks
10/10

≈ $938

estimated first-year value after the annual fee, on a typical $2,050/month budget. Points are converted to dollars using MoneyMint’s own valuations — see our points value calculator for how each program is valued. See it for your spending →

At a Glance

Annual fee

$499$99 per additional card, up to 9

Rewards rate

Up to 3 pts/$1CIBC Rewards Centre/Expedia bookings

Welcome bonus

Up to 80,000 Aventura ptsacross 2 tranches + anniversary bonus

Rewards

~2.4%on groceries (est. value)

Minimum income

$150,000 personalor $200,000 household

Foreign transaction fee

2.5%

Purchase APR 21.99% · Cash advance APR 22.99%

Pros & Cons

Pros

  • 3 Aventura points per $1 on travel booked through CIBC’s Rewards Centre (Expedia), plus a broad 2 points/$1 category covering dining, entertainment, transportation, gas, EV charging, and groceries
  • Generous welcome bonus (up to 80,000 points) with a structure confirmed consistently across CIBC’s own page and independent reviews
  • $200 annual travel credit and 6 complimentary airport lounge visits per year help offset the high fee for frequent travelers
  • Elevated perks not on the standard tier: hotel Diamond status, Luxury Hotel Collection access, dedicated concierge
  • Comprehensive travel insurance suite bundled with the card
  • Mobile device insurance up to $1,500 per occurrence if your phone is lost, stolen or accidentally damaged, when you buy it with the card or finance it on the card through a Canadian carrier

Cons

  • $499 annual fee is a significant ongoing cost that only frequent travelers are likely to offset
  • Very high income requirement ($150,000 personal / $200,000 household) rules out most applicants
  • 2.5% foreign transaction fee still applies despite the premium fee
  • Best 3x earn rate is tied to CIBC’s own travel portal, not general travel spending
  • Full welcome bonus requires clearing two spend thresholds plus $25,000 in spend for the anniversary bonus — a high bar to unlock in full

Rewards & Earn Rates

Travel via CIBC Rewards Centre (Expedia)3 pts/$1
Dining, entertainment, transportation, gas, EV charging, groceries2 pts/$1on the first $200,000 in net annual card purchases
All other purchases1.25 pts/$1
CIBC’s product page lists a 21.99% purchase rate and 22.99% cash advance rate (non-Quebec). The 2 points per $1 rate applies to the first $200,000 in net annual card purchases on the account (checked on cibc.com, September 25, 2026).

Who It’s For

Best for

  • High-income Canadians ($150k+ individual or $200k+ household) who travel frequently and meet the income bar
  • Travelers who’ll consistently use the $200 annual travel credit, lounge visits, and hotel status to offset the fee
  • Cardholders who book travel through CIBC’s Rewards Centre/Expedia portal to maximize the 3x rate
  • Those who value a broad 2x everyday earn rate on dining, gas, groceries, and entertainment

Not ideal for

  • Applicants who don’t meet the $150,000/$200,000 income requirement (most Canadians)
  • Infrequent travelers who won’t use enough of the lounge access, travel credit, or hotel benefits to justify $499/year
  • Anyone who carries a revolving balance, given the roughly 21-22% APR
  • Shoppers who frequently make foreign-currency purchases and want to avoid the 2.5% fee
IssuerCIBC
Annual fee$499
Welcome bonusUp to 80,000 Aventura pts
Foreign transaction fee2.5%
MoneyMint rating4.2 / 5

Apply on CIBC’s site →

This link goes directly to CIBC’s official page. MoneyMint doesn’t currently have a paid partnership for this card, so this isn’t a monetized recommendation.

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TD Aeroplan Visa Platinum Card

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RBC Avion Visa Platinum

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4.2MoneyMint rating

CIBC Aventura Visa Infinite Privilege Card

Best for groceries and gas · $499/year · ~$960 welcome bonus (est.)

Apply on CIBC’s site →Find a better fit

J

Jen, founder of MoneyMint

Reviewed by Jen. Every figure on this page was checked against CIBC’s official card page on September 25, 2026. Key figures were re-checked on September 25, 2026. How we rate cards →

This is general information, not personalized financial advice — consider your own spending habits and consult a professional for decisions specific to your situation. Rates, fees, and offers are set by CIBC and can change without notice; always confirm current terms on the issuer’s official page before applying.

Frequently Asked Questions

What is the annual fee for the CIBC Aventura Visa Infinite Privilege Card?

The CIBC Aventura Visa Infinite Privilege Card has an annual fee of $499 ($99 per additional card, up to 9).

What is the rewards rate on the CIBC Aventura Visa Infinite Privilege Card?

The CIBC Aventura Visa Infinite Privilege Card offers: 3 Aventura points per $1 on travel via CIBC Rewards Centre/Expedia; 2 pts/$1 on dining, entertainment, transportation, gas, EV charging, groceries (on the first $200,000 in net annual card purchases); 1.25 pts/$1 elsewhere

Does the CIBC Aventura Visa Infinite Privilege Card have a welcome bonus?

Up to 80,000 Aventura points (25,000 + 25,000 + 30,000 anniversary bonus) plus $200 annual travel credit, 6 lounge visits, 2 NEXUS rebates, and first-year Skip+ membership Point structure confirmed across CIBC’s own page and 2 secondary sources. No offer expiry date found — double-check against the live page before you apply as a current offer.

What credit score do I need to qualify for the CIBC Aventura Visa Infinite Privilege Card?

Generally, you’ll want a very good credit score to be considered for the CIBC Aventura Visa Infinite Privilege Card. Approval also depends on income and overall credit history, not credit score alone.

Does the CIBC Aventura Visa Infinite Privilege Card charge foreign transaction fees?

2.5% (confirmed via CIBC’s official disclosure PDF)