Compare 100+ Canadian credit cards.

All 102 Canadian Credit Cards We Review

• BMO CashBack World Elite Mastercard — $139/year · 4.8/5 among cash-back cards · 5% cash back on groceries (up to $500/month), 4% on transit (up
• CIBC Aeroplan Visa Infinite Card — $139/year · 4.6/5 among travel rewards cards · 1
• Scotiabank Gold American Express Card — $120/year · 4.7/5 among travel rewards cards · 6x Scene+ points at Sobeys-family grocery stores
• American Express Aeroplan Reserve Card — $599/year · 4.6/5 among premium travel cards · 3 points/$1 on Air Canada and Air Canada Vacations
• TD Aeroplan Visa Infinite Privilege Card — $599/year · 4.8/5 among premium travel cards · 2 Aeroplan points per $1 on Air Canada purchases
• American Express Cobalt Card — $191.88/year · 4.8/5 among travel rewards cards · Membership Rewards points: 5X on eligible eats & drinks in Canad
• American Express Aeroplan Business Reserve Card — $599/year · 4.2/5 among business cards · 3 points/$1 on Air Canada and Air Canada Vacations
• RBC British Airways Visa Infinite — $165/year · 4.2/5 among travel rewards cards · 3 Avios per $1 on British Airways/BA Holidays purchases
• BMO VIPorter World Elite Mastercard — $199/year · 4.2/5 among travel rewards cards · 3 VIPorter points per $1 on Porter Airlines purchases
• Marriott Bonvoy Business American Express Card — $150/year · 4.2/5 among business cards · 5 points/$1 at participating Marriott Bonvoy hotels
• TD Cash Back Visa Infinite Card — $139/year · 4.4/5 among cash-back cards · 3% cash back on groceries, gas & EV charging, public transit, re
• TD Aeroplan Visa Infinite Card — $139/year · 4.4/5 among travel rewards cards · 1
• Marriott Bonvoy American Express Card — $120/year · 3.8/5 among travel rewards cards · 5 points/$1 at participating Marriott Bonvoy hotels
• American Express Aeroplan Card — $120/year · 3.8/5 among travel rewards cards · 2 points/$1 on Air Canada and Air Canada Vacations
• American Express Business Platinum Card — $799/year · 3.9/5 among business cards · Flat 1
• BMO eclipse Visa Infinite Privilege Card — $599/year · 4.4/5 among premium travel cards · Up to 5 points per dollar on dining, travel, groceries, gas, and
• TD First Class Travel Visa Infinite Card — $139/year · 4.2/5 among travel rewards cards · 8x TD Rewards points on travel booked via Expedia For TD
• RBC Avion Visa Infinite — $120/year · 3.9/5 among travel rewards cards · 1
• RBC Avion Visa Infinite Business Card — $175/year · 4.3/5 among business cards · 1
• American Express SimplyCash Preferred Card — $119.88/year · 4.2/5 among cash-back cards · 4% cash back on eligible gas purchases at stand-alone gas statio
• RBC ION+ Visa — $48/year · 2.7/5 among travel rewards cards · Up to 3 Avion points per $1 on groceries, gas/EV charging, dinin
• CIBC Aventura Visa Infinite Privilege Card — $499/year · 4.2/5 among premium travel cards · 3 Aventura points per $1 on travel via CIBC Rewards Centre/Exped
• RBC Avion Visa Infinite Privilege — $399/year · 4.2/5 among premium travel cards · 1
• WestJet RBC World Elite Mastercard — $139/year · 4.0/5 among travel rewards cards · 2 WestJet points per $1 on WestJet/Sunwing travel, groceries, ga
• Scotia Momentum Visa Infinite + Card — $120/year · 4.1/5 among cash-back cards · 4% cash back on groceries and recurring bills/subscriptions (com
• CIBC Aventura Visa Infinite Card — $139/year · 3.9/5 among travel rewards cards · 1 Aventura Point per $1 on all purchases
• RBC Avion Visa Platinum — $120/year · 3.5/5 among travel rewards cards · 1 Avion point per $1 on all eligible purchases (flat rate, no bo
• American Express Platinum Card — $799/year · 4.2/5 among premium travel cards · 2X Membership Rewards points on dining and food delivery in Cana
• CIBC Dividend Visa Infinite Card — $120/year · 4.1/5 among cash-back cards · 4% cash back on gas, EV charging, and groceries
• American Express Business Gold Rewards Card — $199/year · 3.6/5 among business cards · 1 Membership Rewards point per $1 on all purchases, uncapped, po
• National Bank World Elite Mastercard — $150/year · 3.9/5 among travel rewards cards · 5 points per $1 on groceries and restaurants, on the first $2,50
• BMO Ascend World Elite Mastercard — $150/year · 3.2/5 among travel rewards cards · BMO Rewards points: 5 points per $1 on travel purchases (capped
• BMO VIPorter Mastercard — $89/year · 3.4/5 among travel rewards cards · 2 VIPorter points per $1 on Porter Airlines purchases
• Scotiabank Passport Visa Infinite Privilege — $599/year · 3.8/5 among premium travel cards · Up to 6 Scene+ points per $1 on Scene+ Travel portal bookings
• BMO Ascend World Elite Business Mastercard — $175/year · 3.4/5 among business cards · 4 BMO Rewards points per $1 on gas, office supplies, and cellpho
• BMO eclipse Visa Infinite Card — $120/year · 3.8/5 among travel rewards cards · 5 points per $1 on groceries, dining, gas, and transit (annual c
• Tangerine Rewards World Elite Mastercard — $120/year · 3.4/5 among travel rewards cards · 1 Scene+ pt/$1 base
• TD Aeroplan Visa Platinum Card — $89/year · 3.4/5 among travel rewards cards · 1 Aeroplan point per $1 on gas/EV charging, groceries, and Air C
• Scotiabank Passport Visa Infinite Business Card — $199/year · 3.8/5 among business cards · Flat 1
• American Express Gold Rewards Card — $250/year · 4.2/5 among travel rewards cards · 2 points/$1 on eligible travel, gas, grocery, and drugstore purc
• BMO Blue Rewards World Elite Mastercard — $150/year · 3.0/5 among travel rewards cards · 1 point per $1 on general purchases
• WestJet RBC World Elite Mastercard for Business — $175/year · 3.8/5 among business cards · Up to 6 WestJet points per $1 on WestJet flights (3 base + 3 bon
• Scotiabank Passport Visa Infinite+ Card — $150/year · 3.6/5 among travel rewards cards · Scene+ points: 3 pts/$1 at Sobeys, Safeway, IGA, Foodland, parti
• Neo World Elite Mastercard — $149/year · 3.5/5 among travel rewards cards · up to 5% cash back depending on the version you choose
• Rogers Red World Elite Mastercard — No annual fee · 4.8/5 among no-fee rewards cards · 2% cash back on CAD purchases (1
• RBC Avion Visa Business Card — $120/year · 3.4/5 among business cards · Flat 1 Avion point per $1 on net purchases, uncapped
• Wealthsimple Credit Card — $240/year · 3.5/5 among travel rewards cards · 1% cash back on the Visa Infinite 1% (Beta) tier / 2% cash back
• MBNA Rewards World Elite Mastercard — $120/year · 3.4/5 among travel rewards cards · 5 points per $1 on grocery, restaurant, digital media, membershi
• RBC Cash Back Preferred World Elite Mastercard — $120/year · 4.1/5 among cash-back cards · 3% cash back on groceries, dining and food delivery, gas and
• CIBC Aeroplan Visa Card — No annual fee · 4.2/5 among no-fee rewards cards · 1 Aeroplan point per $1 on gas, EV charging, groceries, and dire
• RBC ION Visa — No annual fee · 3.1/5 among no-fee rewards cards · 1
• Rogers Red World Legend Mastercard — $495/year · 3.7/5 among premium travel cards · 2% cash back on all eligible purchases worldwide — but this rate
• Meridian Visa Infinite Travel Rewards Card — $99/year · 3.3/5 among travel rewards cards · 3 points per $1 on foreign currency purchases made outside Canad
• American Express Green Card — No annual fee · 4.0/5 among no-fee rewards cards · 2 Membership Rewards points per $1 on hotel and car rental booki
• Scotiabank Platinum American Express Card — $399/year · 4.0/5 among premium travel cards · 2 Scene+ points per $1 (flat rate on all purchases)
• PC Insiders World Elite Mastercard — $120/year · 3.2/5 among travel rewards cards · 40 PC Optimum points/$1 at Loblaw-family grocery banners, elevat
• American Express SimplyCash Card — No annual fee · 4.0/5 among no-fee rewards cards · Up to 2% cash back: 2% on gas and grocery purchases combined (up
• RBC U.S. Dollar Visa Gold — $65/year · 3.2/5 among U.S.-dollar cards · 1 RBC Avion point per US $1 spent on qualifying purchases (flat
• Triangle World Elite Mastercard — No annual fee · 4.4/5 among no-fee rewards cards · 4% CT Money at Canadian Tire/Triangle-family banners, 7¢/litre p
• Desjardins Odyssey Visa Infinite Privilege Card — $395/year · 3.9/5 among premium travel cards · 3% on groceries, 4% on restaurants, 4% on entertainment, 4% on a
• Scotiabank American Express Card — No annual fee · 3.9/5 among no-fee rewards cards · 3 Scene+ points per $1 at Sobeys-family grocery banners
• WestJet RBC Mastercard — $39/year · 2.9/5 among travel rewards cards · 1
• Simplii Financial Cash Back Visa Card — No annual fee · 3.8/5 among no-fee rewards cards · 4% cash back on restaurants and bars, up to $5,000 in eligible a
• BMO CashBack Mastercard for Students — No annual fee · 3.7/5 among no-fee rewards cards · 3% cash back on groceries
• RBC Cash Back Mastercard — No annual fee · 3.5/5 among no-fee rewards cards · 2% cash back on grocery store purchases; 1% on gas, EV charg
• BMO CashBack Mastercard — No annual fee · 3.7/5 among no-fee rewards cards · 3% cash back on groceries (first $500/statement period, then 0
• MBNA Rewards Platinum Plus Mastercard — No annual fee · 3.7/5 among no-fee rewards cards · 4 points per $1 on grocery, restaurant, digital media, membershi
• Scotia Momentum Visa Card — $49/year · 2.7/5 among cash-back cards · 2% cash back on groceries, gas, EV charging, transit/rideshare,
• Tangerine Money-Back World Mastercard — No annual fee · 4.0/5 among no-fee rewards cards · 2% cash back in up to 2 (or 3, with a savings-account redemption
• CIBC Costco Mastercard — No annual fee · 3.7/5 among no-fee rewards cards · 3% restaurants and Costco gas stations
• National Bank ECHO Cashback Mastercard — $30/year · 2.6/5 among cash-back cards · 1% base cash back on all purchases (uncapped), plus additional 0
• TD Platinum Travel Visa Card — $89/year · 3.2/5 among travel rewards cards · 6 TD Rewards Points per $1 on Expedia For TD
• PC World Mastercard — No annual fee · 3.5/5 among no-fee rewards cards · 20 PC Optimum points/$1 (~2%) on groceries at Loblaw-family bann
• moi RBC Visa — No annual fee · 3.5/5 among no-fee rewards cards · 2 points per $1 at participating Metro, Super C, Première Moisso
• Scotiabank Scene+ Visa Card — No annual fee · 3.4/5 among no-fee rewards cards · 1 Scene+ point per $1 on most purchases
• TD Rewards Visa — No annual fee · 3.4/5 among no-fee rewards cards · 4 points per $1 on Expedia For TD travel
• BMO eclipse rise Visa Card — No annual fee · 3.3/5 among no-fee rewards cards · 5 BMO Rewards points per $2 spent (2
• TD Cash Back Visa Card — No annual fee · 3.2/5 among no-fee rewards cards · 1% cash back on groceries, gas/EV charging, public transit, recu
• Tangerine Money-Back Mastercard — No annual fee · 3.6/5 among no-fee rewards cards · Unlimited 2% cash back in up to 3 categories chosen by the cardh
• Home Trust Preferred Visa Card — No annual fee · 3.4/5 among no-fee rewards cards · 1% cash back on all eligible purchases, unlimited, applied as a
• BMO Blue Rewards Mastercard — No annual fee · 3.1/5 among no-fee rewards cards · 1 point per dollar on groceries, gas, EV charging, wholesale clu
• PC Financial Mastercard — No annual fee · 3.2/5 among no-fee rewards cards · PC Optimum points (~1,000 pts = $1): 10 pts/$1 (~1%) on most pur
• BMO CashBack Business Mastercard — No annual fee · 2.6/5 among business cards · 1
• RBC Business Cash Back Mastercard — No annual fee · 2.6/5 among business cards · 1% cash back on purchases, capped at $650 a year
• Neo Mastercard — No annual fee · 2.9/5 among no-fee rewards cards · partner cashback plus capped cashback on gas and groceries; secured option available
• Neo World Mastercard – Gas Grocery — No annual fee · 2.9/5 among no-fee rewards cards · 2% cash back on groceries, gas, EV charging, and recurring bills
• Rogers Red Mastercard — No annual fee · 2.9/5 among no-fee rewards cards · 2% cash back on CAD purchases with a qualifying Rogers/Fido/Shaw
• TD U.S. Dollar Visa Card — $39/year · 3.5/5 among U.S.-dollar cards · None — this card offers no points, cash back, or rewards program
• Neo World Mastercard – Shop Dine — No annual fee · 2.7/5 among no-fee rewards cards · 2% cash back on dining/takeout and in-store retail purchases
• Scotia Momentum No-Fee Visa Card — No annual fee · 2.8/5 among no-fee rewards cards · 1% cash back on groceries, gas/EV charging, transit/rideshare, f
• Scotia Momentum Mastercard — No annual fee · 2.7/5 among no-fee rewards cards · 1% cash back on gas, groceries, drugstore purchases, and recurri
• Walmart Rewards Mastercard — No annual fee · 2.7/5 among no-fee rewards cards · 3% Walmart Reward Dollars at Walmart stores, Walmart
• RBC Visa Platinum — No annual fee · 2.7/5 among low-interest and no-rewards cards · None — this card has no points, cash back, or rewards program fo
• Scotiabank U.S. Dollar Visa Card — $35/year · 4.8/5 among U.S.-dollar cards · None — this card does not earn points, cash back, or miles on pu
• Canadian Tire Triangle Mastercard — No annual fee · 2.4/5 among no-fee rewards cards · 4% CT Money at Canadian Tire and Triangle-affiliated banners (Sp
• MBNA True Line Mastercard — No annual fee · 4.8/5 among low-interest and no-rewards cards · None — this is a low-interest-rate card with no rewards program
• TD Low Rate Visa Card — $25/year · 4.4/5 among low-interest and no-rewards cards · None — low-interest utility card with no points/cash-back progra
• RBC Visa Classic Low Rate Option — $20/year · 4.4/5 among low-interest and no-rewards cards · No points/cash-back rewards program
• BMO Preferred Rate Mastercard — $29/year · 4.0/5 among low-interest and no-rewards cards · None — this is a low-interest card with no points or cash-back p
• CIBC Select Visa Card — $29/year · 4.0/5 among low-interest and no-rewards cards · None — this is a low-interest card with no points or cash-back p
• Home Trust Secured Visa — No annual fee · 4.8/5 among secured cards · None
• Scotiabank Value Visa Card — $29/year · 4.0/5 among low-interest and no-rewards cards · No points, cash back, or miles rewards program — this is a low-